Bankruptcy

Filing Bankruptcy

After representing individuals and companies file bankruptcy cases over the last 35+ years, Michael S Holmes, PC has learned that the relationship debtors have with their bankruptcy attorney is very personal. Experience and communication are required to help clients through the bankruptcy process.

If your finances are stuck in a downward spiral, and you are unsure of what the future holds, or how you will make ends meet, contact Michael S. Holmes, P.C. today for your free consultation with a bankruptcy attorney.

A bankruptcy can help companies reorganize, allow individuals to eliminate many forms of debts, and, in most cases, keep most of their assets. Bankruptcy is a viable process for resolving debts, getting a fresh start, and having debts discharged or reaffirmed.

Many people live from paycheck to paycheck. If one thing goes wrong, it can be enough to push their financial life to the point of no return. If you are behind on your bills, facing foreclosure, repossession, collection actions or civil lawsuits, wage garnishments, liens or levies, there is a legal way to stop these financial pressures.

We always try to see if there is another solution to resolve your financial problems. Filing a bankruptcy should be a last resort. Unfortunately, sometimes it is the only solution.

For more than 40 years Michael S. Holmes has been helping people in Houston and surrounding areas to file Chapter 7 and Chapter 11 bankruptcy cases. We spend lots of time answering your questions and helping you understand any implications that filing a bankruptcy may have, and guide clients through the process one step at a time.

Pursuant to 11 U.S.C. §528, “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

Creditor rights

Michael S. Holmes, P.C. has extensive experience representing creditors in bankruptcy cases and collecting debts owed to them in state courts. The process of helping creditors collect their debts can be tedious with traps for the unwary. You need a law firm that will keep a succinct focus at all times. Our firm has been helping creditors to collect their debts and protect their rights in and out of courtrooms.

If someone who owes you money has filed a bankruptcy, you need to make sure that you protect your rights to get paid, protect your lien, and take other actions that may be allowed with court permission. Bankruptcy can be a trap for creditors who do not act correctly to protect their interests. You need someone to help you understand how to do this.

Bankruptcy litigation

Michael S Holmes, PC has extensive experience in representing debtors, trustees, and creditor in bankruptcy adversary proceedings. Our firm has successfully prosecuted and defended discharge, preference, and fraudulent transfer lawsuits. These lawsuits are unique to bankruptcy cases and require unique knowledge on how to handle them.

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